We meet you
wherever you are

Some of our clients come to us for help with managing their investments. Others are looking to address all of their wealth and life-planning needs. Over time, we help our clients live wealthier lives that are focused on what’s most important to them.

Our comprehensive services in financial-life planning and investment management cover the whole picture, from design through implementation. This includes integrating "the rest of your financial life" — your insurance coverage, tax and estate strategy, real estate, and philanthropy.

We don't try to do it all ourselves. We've built a network of trusted professional advisors and independent resources to assist us.

Transitions
& Life Planning

Starting a Family
Changing Careers
Founding/Exiting a Company
Sabbatical
Divorce
Retirement
Assisted Living
Loss of a Loved One

Wealth
Planning

Tax Strategy
Debt Management
Education
Insurance
Elder Care
Estate Planning
Philanthropy
Foreign Citizenship

Investment
Management

Asset Allocation
Portfolio Management
Stock Diversification
Risk Management
Rebalancing
Social Responsibility
Charitable Funds

Relationship

Multiple Advisors
Dedicated Service Team
Network of Trusted Experts
Client Community Events
Intergenerational Advising
Family Meeting Facilitation
Education Workshops

“We help our clients
find balance and live the lives they’ve imagined.”

Jina Yi
Chief Administrative Officer
Designing your plan

Our process includes three distinct phases: background, blueprint, and build. It's based on the fundamental belief that true wealth is well-being.

We’ll assemble the right internal team, assisted by our network of professional advisors, to keep all your finances in order — from asset protection to charitable giving. This will give you the peace of mind that comes with knowing you’ve got everything covered.

Background — 

Your finances support your personal needs, values, and goals. We start by taking the time to understand you at that level, so we can see all the ways your money is affecting your well-being.

Blueprint — 

Considering all we've learned about you and your current financial position, we create a blueprint covering our analysis and recommendations. It includes the many aspects of your finances, from asset allocation to charitable contributions; their connections with what you want to accomplish in life; and where unnecessary stress and complexity can be alleviated. While it thoroughly covers recommendations for your investment portfolio, the perspective it provides is much more complete.

Build — 
Using the blueprint as our guide, we enter the build phase of our work — developing a detailed work plan, executing it, and managing your investments. Planning for us is not a one-time event. We'll regularly revisit the details of your financial plan as your life evolves. We’ll help you give weight to your values, assess the trade-offs, and find the right balance for you.

Evidence-based
investing

We live in a complicated and uncertain world. We don’t try to predict when the market will go up or down. No one can know that.



We apply a long-term market perspective. We control what we can — like the risks we take, the costs we incur, and the taxes we pay. And we hedge against what we can’t control, like the performance of any one particular company or country.



We also try to beat the market. Not by market timing or stock picking, but by weighting portfolios to areas of the market that academic research indicates have higher expected returns over time.

Our process is disciplined and repeatable. It’s not predicated on any one person’s ability or intuition. We combine research-driven insights with your values to help you achieve your goals.

We live in a complicated and uncertain world. We don’t try to predict when the market will go up or down. No one can know that.



We apply a long-term market perspective. We control what we can — like the risks we take, the costs we incur, and the taxes we pay. And we hedge against what we can’t control, like the performance of any one particular company or country.



We also try to beat the market. Not by market timing or stock picking, but by weighting portfolios to areas of the market that academic research indicates have higher expected returns over time.

Our process is disciplined and repeatable. It’s not predicated on any one person’s ability or intuition. We combine research-driven insights with your values to help you achieve your goals.

A trusted network
of professional advisors

Like an architect who learns how you want to live in your new house in order to design it, we learn about the essential aspects of your life in order to design your financial blueprint.

And we don’t try to build your financial house alone. We coordinate with advisors to help address the other aspects of your finances — taxes, loans, insurance, philanthropy, and trusts.

To complement our own team, we've built a trusted network of professional advisors who share our values and work from the same blueprint. This approach helps everyone see the whole picture and work together.


For the greater good

Many of our clients want to express their values through how they invest their money. We help them invest with purpose as well as for profit, leveraging their financial wealth to create greater meaning by benefitting local communities and the planet.

We identify forward-looking investment funds that are trying to make a positive impact in society — in areas like the environment, corporate responsibility, and governance.



And we express our own commitment to the greater good by donating over 2.5% of our profits annually to charitable institutions. We also offer our clients a no-fee or reduced fee option for their personal charitable dollars.*

 

*Most of our clients maintain their charitable dollars in a Donor Advised Fund (DAF) at Schwab Charitable. Such accounts typically have a limited number of mutual-fund investment options. We do not charge clients for assets in these DAFs if they are comfortable with the limited fund options. For clients that want a broader array of investment options, we review each account on a case-by-case basis to determine appropriate management fees.