Category Archives: Uncategorized

A Financial Planning Checklist for Couples in 5 Steps

For many couples planning to get married, it’s tempting to avoid discussion of prenups, debt, titling assets and other delicate topics. It can feel unromantic, uncomfortable and daunting – but it really doesn’t have to. With the right approach, a discussion on these topics can protect and bring peace of mind to both parties. An experienced financial advisor can facilitate positive, constructive financial planning conversations, put your plan into action, and safeguard your plan amid changing property, estate and marital laws.

Diversification in Difficult Times

Markets were not kind to investors during the first quarter. Global stocks dipped almost 5.5%.1 Most all equity asset classes were down: US stocks dropped just over 4.5%, developed-foreign markets lost almost 6% and emerging markets went down almost 7%.2 In fact, across the major equity classes, we saw only two positive results.

Thinking of a Second Home? Here Are Some Key Considerations

Click here to read the first post in this series. For many individuals and families, owning a second home is a common goal. Some are enticed by the idea of another “home base” where they can escape to and enjoy a different lifestyle. Some view it as their future primary residence before and after retirement.

Should I Upgrade My Existing Home or Buy A New One? Here Are Some Key Considerations.

In this blog, the first of a two-part series on real estate, I will highlight common concerns and considerations when deciding to either remodel/rebuild a home or trade up to a home that better fits your needs.

2021: Year in Review

Reviewing “Year 2021” feels very much like reviewing Year 2020: We’ve faced a major market-disrupting event, we are individually and collectively battling COVID, many of us are struggling to adapt, and our future feels quite uncertain. Also like 2020, despite mass disruption and uncertainly, global equity markets rose substantially.

Finding Comfort in Discomfort

Greater comfort. Isn’t that what we all seek in this new era, where a rogue virus can shut down the entire world in a matter of months? Where our portfolios can be cut in half in a matter of weeks? And, where we have so many messages and so much noise coming at us in just a matter of minutes, we don’t know who to believe or trust. Particularly in times of chaos or when so much seems out of our control, it is natural to seek comfort. It’s what’s sold to us. But it can come at a high price.

2021 Year-End Charitable Giving Guide

For year-end charitable giving, you may want to consider the strategies and opportunities summarized below. The opportunities may help improve your tax benefits and impact of your charitable dollars. Please note this list is not extensive. We encourage you to consult with your tax and/or financial advisor regarding your personal situation.

“The Markets Take a Breath”

Since COVID vaccines became available, clients have asked us questions along the lines of “How long can stocks go up,” “What’s going to happen once the pandemic is over,” or simply “What’s next?”  Most clients, by now, can anticipate our answer: we don’t know. Yet that doesn’t mean we don’t know anything. Although we can’t predict what the markets will bring, it appears to our eye the markets are currently digesting several global and/or macro events. Depending on how they work out, markets could go up or down from here. We’ll discuss each of these in order of likely importance.

The Art and Science of Baking (And Investments)

I love to travel, but when that wasn’t possible during the pandemic, baking became an alternative interest and allowed me to experience different cultures through food. I baked occasionally before shelter-in-place, but it wasn’t until last year, when I first baked bread, that I became so fascinated. Learning the processes and cultural contexts of different

Practical Steps for Protecting Yourself from Cyber Security Threats

In March 2021, researchers from Barracuda Networks found a 667% increase in phishing emails related to the coronavirus. We put together a brief list of possible cyber security threats as well as actions you can take to protect yourself and your loved ones. Wealth Architects promotes well-being that goes beyond the dollar sign, and we’re happy to share resources with our community that help them navigate life with a stronger peace of mind.